If you have agreed that she will have a half share of the equity (and you also agree how much that is) all you need to do is to have the property and the mortgage transferred into your sole name on payment to her of a lump sum. This would be done by a conveyancer and the fee would be fairly modest.

However, this on its own would not prevent her from making a claim in the future. If you have grounds for divorce, you could obtain a clean break Order once the divorce proceedings are under way, this would prevent either of you from making any further claims against the other.

If you don't divorce, you could enter into a Separation Agreement: this isn't enforceable in the same way as a clean break Order, but it would be good evidence that this is what you agreed at the time of separation.

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